We have stayed safe. Of course, we are older, and that weighs on our risk-tolerance.
It's interesting though. Mr. FL woke up around 0530 this morning, put on a robe, walked across the hall and started in on the day's "electron work". About 90 minutes later, Mrs. FL came over to the office (still quite naked) , sat in Mr. FL's lap, and made it clear that coffee would be delayed an hour. Or, as she put it, "show up naked, bring coffee--and the coffee can wait".
WFH is not all bad.