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Showing content with the highest reputation on 11/28/2022 in all areas
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2 pointsI agree with Peterj. A month, maybe this works out. Longer term it won't. It is difficult to make an accurate comment about purchasing a house without knowing your financial situation and the area you're looking to purchase. I will say that I have in-depth knowledge about a handful of real estate markets around the country. Though every market is different, the common theme is prices rose far too much over the last couple years and interest rates have almost eliminated demand. Supply was pretty low and continues to be. Sellers aren't desperate enough to really reduce prices. With all that if you are actively shopping now and are finding it difficult (you didn't explain why) you aren't going to see much of a change in the next 6 months. Rates will continue to rise and but prices will hold pretty well (maybe a 10% reduction in some areas). However, that 10% reduction won't do much for your payment with the rising rates. Again, this depends on where you are looking for a house. I have a friend that has been waiting for a correction in a handful of CA markets for 20 years. Rates aren't coming down significantly (I don't think they'll come down much from here for some time) to make any difference in your potential payment (again, no idea where you're looking or what price point). A "correction" (unknown how you're defining that) won't happen because supply is still low, those on the market and not selling are being taken off the market and not being discounted. You won't see increased supply until Sprung 2023, early Summer 2023. I'd recommend signing a lease so you don't chase an overpriced house out of desperation.
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2 pointsI read posts like this and wonder if you clean your pc after posting or are your hands too sticky.
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1 pointLinda and I have been looking for house ever since we moved into our current place. Everybody knows that on top of high prices now the higher interest rates have made it difficult for us so we are waiting for the market correction or mortgage rates coming down. The big problem is our lease is up at the end of the year and a new lease has a huge increase attached to it. A new lease would also lock us in for a full year with us hoping to move out as soon as we can afford a new place. We told a few people about our problem thinking they know someone selling or would rent us a place on a month by month. For the last few months most or all of our free time has been spent with a few swinger friends and their friends. I credit my terrific wife for all the invitations we receive and being welcomed. Last night we were at our friend’s place along with others when the topic of house hunting came up. Our friend mentioned our current situation of needing a place in a month when it was suggested we move into one of our new friend’s house. I took it as a throw away suggestion, a joke, we don’t know the couple well and I thought it would be a crazy idea. They like us don’t have children, unlike us they own a nice sized house. Before saying living as a poly family is fun, we are not looking for a poly situation, we hardly know them, our attraction is they are nice. We have never been to their house and we have never been alone socially with them. We left it as a possibility, they should think about before we decide how we would should proceed. We posted in the Help section of the forums asking for opinions and pros and cons. To repeat this not a romantic attraction even if it is sexual swinging one. If we did move in we will be guests and I feel infringing on their life. There is that saying guests are like fish smelling after a few days. My worry is if we move in and aren’t happy where do we go. If they aren’t happy will they ask us to leave. I haven’t had a roommate since college and that wasn’t always perfect. Linda thinks I’m overthinking and it could be fun, she thinks everything is fun.
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1 point"Fortunately we are able to buy now, we don’t want to buy at the top of the market at a high rate. We feel both rates and prices make it a terrible time to buy. Our parents remind us that rates when they bought were in the 13-14% range so 5-6% isn’t terrible." House are not investments and the decision as to when to buy shouldn't be made on that basis. Yes, we all know someone that bought a place at x and sold for y. In fact. my neighbor just did so. Paid $650,000 in foreclosure in 2015 and just sold for $1.8M. BUT no one believes that kind of opportunity will come from this current correction. For each of those people there are 100's that have been waiting for prices to correct, while prices just keep moving out of reach. Prices are likely to come down, but as a previous post stated not by much, maybe 10-20%. Interest rates will come down, but not for a couple of years. If you find a place, make you offer as neat and tidy as you can, offer personal information about you and how much you love the place, compliment the current owners on the property and clarify the price based on interest rates and market slow down. The current owner(s) may be more afraid of an unknown market correction that a discount today. Those that are just removing listings know that winter is a tough time anytime and they may not NEED to sell. Others are so fortunate. If you want a home to make you own then I'd suggest you keep looking, and discount price by 10-15%. See what you find. You may be 6 months early on those that will reduce but nothing ventured nothing gained. Happy hunting.
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1 pointFortunately we are able to buy now, we don’t want to buy at the top of the market at a high rate. We feel both rates and prices make it a terrible time to buy. Our parents remind us that rates when they bought were in the 13-14% range so 5-6% isn’t terrible. We decided to look for a rental that would be month to month or we will have to take the 1 year lease way. Right now we don’t want to rush so if we had the extra time to look we are thinking a month or so. Our new friends said we are welcome to stay with them as long as we need to. The extra bedroom is not a mother in law apartment it sounds more like a live in help area. On the first floor with a bathroom could be a guest room. Our commute to work would be longer too. They invited us to check out the house to see if we deal with the stay if we need it. I suggested we have dinner together and talk, just the four of us in a social nonsexual setting.
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1 pointBanks do decide the interest rate on mortgages. You sound like those who blame oil companies for gas prices at the pump. The 30 year mortgage rate basically tracks the 10 year treasury. Want to know where mortgage rates are going, watch it. I agree with those above. Moving in with this couple won't work and will likely ruin any future encounters with them.
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1 point
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1 pointPerfect. It is the path we traveled. Started out regular swinging, but found like minded couples who also wanted to go bareback. It took a while, but we all got tested several times while remaining bareback monogamous with our spouses and only playing within the group using condoms before the all clear. If anyone wants to play outside the group, ok but let us know and leave the group. No one has. I also figure the odds of someone actually cheating is low because 1) the penalty is death, and 2) there is so much sexual variety and quantity within our group the desire to cheat is low, less than a non-swinging monogamous couple stuck with only themselves.
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1 pointtravelingprofessional is quite knowledgeable about real estate matters. The OP didn't mention where they are looking to buy and their profile is silent as to where they live so it is difficult to speak about the market they're in. I agree with Peterj and travelingpro that the suggested living arrangement won't work long-term. You mention that your renewed lease has a "huge" increase. You should start shopping around. With inflation where it is and likely to remain, and a recession on the horizon, you should look to find a cheaper living arrangement and not lock into a year of a "huge" increase.
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1 pointFirst, if you cannot afford to purchase a house now, I’m sorry to say that unless you are very close to being able to, the chances you will be able to in the next few months — really, the next couple of years — is effectively zero. Realistically you need to be looking for a year-long lease. And, yes, you’ll be paying more for a place that;s equivalent to what you have now. I mention the above because the notion of moving in with new-found fuck buddies would likely be dubious for a week or two. For several months or a year, I think the odds of it working out well would be vanishingly small. The only way I could imagine this working out would be if they had a self-contained mother-in-law unit and you were paying rent. (And even then the sexual factor would bring the potential for unhappy complications.) Here’s to some good fortune in your hunt for housing. As you have noted, this is a tough time to be in the market.
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1 pointI appreciate all of the feedback on this post. Nobody ever said the lifestyle would be easy, I know. We are working things through and I believe we have finally come to an understanding. 💕💞💓
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1 pointSo we are kinda new to this stuff. My wife always goes to clean up. This couple we were with his wife said no way she love the idea of what just happen. So that’s why we asked the question is this the new thing?
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1 point
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1 pointI am the one always giving advice that is outside the box, and I will do it again. Since you're already living apart, take a break from each other and stop trying to be glued together. Date other people, have sex with them, and check in with each other at coffee and lunch to discuss your lives and how it's going. Not all marriages are meant to last, and sometimes are better if they morph into some other type of relationship. You're already partially apart, so take a break, explore, reevaluate, talk about it as friends (or even FWB), then decide what to do.
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1 pointYou're over thinking this. I prefer that a man finishes in my vagina, but if he ejaculates in my mouth I'll make a show of proudly rolling it around with my tongue for a few seconds (guys like that) then swallow. Taste is pretty much the same. Delay swallowing if another girl wants for us to pass and play with it. The End.
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1 pointHow do you decide real posts from a fake? We look at many things such as how many posts and what the first post is. First posts and too many posts send a flag up for us. Are they true swing posts or posts that have nothing related to the lifestyle.
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1 pointDepends on the time of the day and the day of the week. After a morning quickie during the week, I shower and clean up thoroughly. Any other time I give the swimmers a chance to go deeper into me then I wipe up the excess slop. If I think more could leak out, I put in a tampon or use a pad. When there's a second round later, Frank, hubby, or Red can usually tell if I've already been used. It's exciting. Either way, I always have a smile on my face.
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1 pointI put Other. The first time we swapped with another couple, we (the wives, actually) decided that it would be better to do it separately, so after dinner we swapped partners and went back to the respective wives' homes and spent the night. Daniela explained that it is more intimate that way and there's no pressure to put on a show for your spouse. The next morning we met for a (late) breakfast and swapped back.
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1 pointAs others have said, your thoughts are normal. enhancer said it correctly 'this lifestyle is not for everyone'. Visiting a club wouldn't be too bad. Most people at clubs are pretty respectful of 'no'. Many people believe that you walk into a swinger's club and you're instantly in an orgy. I know more people who were disappointed at a swinger's clubs because they couldn't get any action than those who went and found it easy to find couples to play with. And if you do go to a club, just know that your wife will get 10 times the attention you'll get. If you have any hesitation surrounding jealousy, a swinger's club could cause more because women get the attention. Unless you have an aura, a presence, look like George Clooney, etc, expect to be more anonymous while your wife gets attention.
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1 pointWe attended the club a few weeks back and I was totally unaware of the conspiracy going on over me between a couple we have known for sometime, my wife and a woman that came as a guest with the couple. The evening started off as normal catching up with friends, stories and laughter. I met the friend, I’ll call her Pam, she was a quiet shy woman late fourties’ short dark hair very very thin. She seemed a bit nervous but over the next hour or so at the table we all talked and in time she relaxed and joined in. While I was talking about an up coming bike ride the ladies had been talking between themselves. Something was said, we didn’t hear, that made them laugh. Pam busted out with a loud belly laugh that obviously caught her off guard…she caught herself, hand over her mouth and we all laughed more at her shocked look. That broke any remaining ice on her part. As the evening progressed people were splitting off in pairs, threesomes, foursomes and moresomes. A typical club evening. That is when the wife of the couple and my wife approached me when Pam excused herself to the ladies room. M told me about Pam, how long they have known her. How they valued their long friendship and chose to not include sharing sex play but that Pam was very curious and interested. M said she wanted her friend to have a very good experience and wanted me to ask Pam to join me. She knew I would only do what she was willing to do and not push her into things she might not be ready for. M and my wife then gave me some back ground on Pam’s past let’s just say it wasn’t pleasant and her ex was a huge Ahole. so I guess while I was busy discussing bikes, rides and an upcoming holiday ride the ladies were telling Pam about me and building her confidence. Pam returned and we started talking her and I. Just natural conversation. M her husband and my wife left together for a room and Pam and I remained. In time I asked Pam she would like to join me in a room. She looked a bit startled and blushed quite a bit. I thought I had blown it. But Pam nodded her head yes. I stood and reach out for her hand. She took mine and I walked her down to a closed room with gentle lighting, a double bed and mirrored wall. I looked at her and smiled she quietly smiled back at me and stepped into the room……. with permission from Pam I will be writing a story of this adventure later. In conversation with Pam she later explained to me the conversation she had over weeks with M and her husband and later on the phone with M and my wife. Pam’s hesitation at first but later her agreement and later meeting that evening. Her nervousness. putting this all together it was my wife and friends conspiring to pimp me out. I am flattered of course…..and greatly happy meeting Pam. But my wife pimped me out…..lol damn.
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1 pointWe have acquired a lovely bed & breakfast in the 1000 Islands (Brockville, ON, Canada) with 3 beautiful suites each with private bathroom + a massage room and other amazing spaces. We have a huge pool and a big hot tub. We would like to find people who would be interested in having a nice dinner party for 3 couples. We would provide a wonderful dinner and dinner-time games to help couples get to know each other. We also have a number of sexy board games that can be played after dinner... As occasional swingers aged 53 and 59, we have found that the only way to meet other singers in groups is clubs...which is not "our scene". We had more fun meeting up couples for dinners and talks, so we thought we would offer this wonderful opportunity to the community. We would organise one-nighters and weekends around similar age and interest groups. Also open to suggestions. Drop us a line!