I hadn't thought about this question before. Yes I do talk, but it is different with David and Red. With hubby David it is pretty much a realistic conversation, even the fantasies. We talk about what we are going to do and in what order (Do you want me to lick you first?) I really like to get him to talk about other women he has had what they looked like naked, how they had sex, etc. and fantasize about other women, especially Anna. I will also talk sometimes about what I liked about the sex Red and I had (sometimes just had) or are going to have. Stating the fact I have a lover and a boyfriend, or that there is another woman hubby is fucking, is a big turn on fo me.
When Red and I are making love there is a script and it is assertive. We got into the groove early on, before I even met David, of Red asking me if I want him, if I love him and me saying to him that "This is your pussy," "You can have my cunt anytime you want it," "I want to keep your cum inside of me," etc. If anything, this riff has gotten only stronger since Red and I stopped living together and when I married David. (David has heard all this and calls it my "porno talk.") Red is a good guy, self-absorbed, and I think he needs these reassurances since he is the beta male in the relationship and I am his only love and sex partner. Another thing that we do that is a strange turn-on is that Red now asks if I need money. At first I turned him down (although Red is now doing pretty well, both David and I still each earn much more than he does), but now I sometimes say "yes," and ask for $10 or $20. It's not a prostitution fantasy, but he wants to show that he wants to and can support me. For me it's the turn-on of being wanted. I told hubby about this, and his response in his typical fashion was, "Why don't you ask him for a new car?"